Information On Walmart's Christmas Layaway Program

I just received some information from Walmart regarding changes to their Christmas layaway program.

Walmart's Christmas layaway program is back and better this year. Available nationwide Sept. 16 through Dec. 14, layaway at Walmart will give families an extra month to shop and stretch their paychecks further this holiday season.

Layaway at Walmart also includes a full refund of the $15 layaway open fee, in the form of a Walmart gift card, to customers who make their final payment.

Walmart is also giving their more than 19 million Facebook fans a chance to start putting items on layaway two days early on September 14. Customers simply need to like and sign up on their local Walmart Facebook page beginning August 28th.

New layaway features at Walmart include:

· An expanded list of eligible categories, including small home appliances and select sporting goods such as basketball goals, trampolines and large exercise equipment. Customers can also use layaway for a broad selection of electronics, toys and jewelry.

· Early layaway access for shoppers who like their local Walmart store on Facebook. Customers simply need to sign up on their local Walmart Facebook page beginning August 28 to be able to start their layaway two days early on Sept. 14.

· A full refund of the layaway open fee ($15) given on a Walmart gift card for customers who make their final payment.

Process, Pricing and Savings

· A down payment of 10 percent or $10, whichever is greater, is required and is applied to the purchase.

· Individual items must be priced $15 or more, and the total layaway purchase must be at least $50.

· If the order is cancelled or not paid in full, the open fee is not refunded; however, no additional cancellation fee will be charged.

	2011 Layaway	2012 Layaway
Days to Pay	60	90
Open Fee	$5	$15
Down Payment	10% or $10, whichever is greater	10% or $10, whichever is greater
Cancellation Fee	$10	$0
Total Refunded when Completed	$0	$15 (gift card)